KVM Loans The Alternative To Merchant Cash Advances For Your Business

KVM Loans is committed to bringing our clients the best possible products and services available in the market today. With access to over $740,000,000, we can handle your company's financial needs.

With lending limits being cut or frozen, many business owners are finding it extremely difficult to get the financing they need. As a business owner you may need money to expand your business, purchase inventory, keep up with seasonal demands, buy advertising, or pay off bills, such as payroll or taxes, one of our unique loan products could be just the solution you need.

We offers business solutions to small and mid-size companies. We specialize in a unique loan product call "Credit Card Receivable Financing".

For years, Merchants had no alternative to traditional bank loans other than the expensive "Merchant Cash Advance." The alternative lending industry can be very expensive, with an average APR around 70%. These cash advances put a huge strain on companies' cash flow and has caused 100's of companies to close their doors.

Our Credit Card Receivable Financing is a short term business loan based on your past Visa and MasterCard sales. This is not a "Merchant Cash Advance". This is an actual business loan governed by state usury laws. As a Business Owner, you can qualify for a loan up to 150% of your average monthly sales volume. Our rates are typically 50 to 80% LESS than our competitors.

We NEVER charge an application or Broker Fees. We are able to provide these services for free because Banks, Hedge Funds, and Credit Institutions want to work with us over other brokers. They know we put our clients' best interest first and we strive to build lifelong relationships. Because of this, we are able to bill our lenders for our labor, saving you $1000's in fees.

This is an automatic process so you, the business owner, never need to write a check and there are never any late fees or penalties. The loan is paid back by collecting a small fixed percentage of future credit card sales. If you have a slow month, the loan is paid back a little slower. If you have a very good month, the loan is paid back a little faster. This makes our loans very cash flow friendly and very appealing.

The working capital loans we provide enables many businesses to keep their doors open. It allows them to expand their companies, pay their employees and purchase needed goods and services. We are helping to stimulate the economy in these hard times and in good times, we help make it flourish.